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RC Airplane Insurance

When learning to fly RC airplanes, accidents can and do happen. Even world champion flyers crash occasionally, that is part of the fun!

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It's recommended that you not fly without purchasing liability insurance. This helps cover costs in the event that persons are hurt or property is damaged as a result of your rc airplane activities.

While personal injury from rc aircraft seems less common than in most physically demanding sports, it's still a good idea to protect yourself from the possibility of payments to an injured party.

An easy way to get such insurance is to join the Academy of Model Aeronautics, AMA.

The insurance coverage is meant to be secondary to your homeowner's insurance, up to $1,000,000.

As long as you follow the AMA's safety guidelines while learning to fly RC, the coverage is applicable.

In addition to the insurance, the AMA lobbies on behalf of our interests, provides assistance with obtaining and keeping flying fields, plus other matters.

There is also a free monthly magazine highlighting all aspects of the model aviation hobby.

As mentioned previously, most clubs require membership in AMA. It's also a requirement for many contests, and in my opinion, just a good idea.